CountryWide Mortages

Countrywide Financial Corporation (NYSE: CFC) is a diversified financial service holding company engaged primarily in residential mortgage banking and related businesses.

It operates in five segments:

• Mortgage Banking, which originates, purchases, securitizes, and services mortgages
• Capital Markets, which operates as an institutional broker-dealer that primarily specializes in trading and underwriting mortgage-backed securities
• Insurance, which offers property, casualty, life and credit insurance as an underwriter and as an independent agent
• Banking, which operates a federally chartered bank that primarily invests in mortgage loans and home equity lines of credit primarily sourced through its mortgage banking operation
• Global Operations, which provides mortgage loan application processing and loan servicing.

LendingTree, LLC also owns
several subsidiary companies.

These include iNest, Inc. LendingTree Settlement
Services and
Home Loan Center, Inc.

Home Loan Center, Inc. also does business under the name "LendingTree Loans," and is a licensed mortgage lender/broker authorized to do business in every state.

Nearly all of the mortgage loans the Company produces in this segment are sold into the secondary market, primarily in the form of mortgage-backed securities. The Company generally performs the ongoing servicing functions related to the mortgage loans that it produces. It also provides various loan closing services, such as title, escrow and appraisal.

The Mortgage Banking segment consists of three distinct sectors: Loan Production, Loan Servicing and Loan Closing Services.

Loan Servicing:
The Loan Servicing sector services the loans in the Company's servicing portfolio and performs administrative and support functions for the Company's activities pertaining to mortgage servicing rights and other retained interests.

Loan Closing Services:
The Loan Closing Services sector is comprised of the LandSafe companies, which provide credit reports, flood determinations, appraisals, property valuation services and title reports primarily to the Loan Production Sector and to third parties as well.